Senior Financial Crime Associate (6-month FTC) - #1703371

At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Senior Financial Crime Associate, ready to make an impact, we've got a space with your name on it!

The main purpose of the role is to support the Financial Crime team, providing expert oversight, feedback and advice to business areas.

We are Tandem - Where impact meets innovation

Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future.

Your team: Collaborators in change

Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.

The Senior Financial Crime Associate will work collaboratively alongside a small but integral 2nd line financial crime team whilst also operating on their own initiative to provide support to the business and ensure an effective policy framework.

Your Impact: Building a greener tomorrow

As Senior Financial Crime Associate at Tandem your focus will be on:

• Supporting the first line of defence with any financial crime escalations.
• Horizon scanning, collating upcoming changes and assessing the potential impact.
• Liaising with key stakeholders and providing guidance upon request.
• Producing reports that are suitable for senior management and committees including monthly horizon scanning updates for the Executive Risk Committee.
• Assisting with assurance reviews if required and identifying gaps or weaknesses in existing controls.
• Maintaining accurate records of all financial crime second line advice given.
• Ensuring financial crime policies are up to date and reflect any new regulatory changes and standards.
• Following industry reports, FCA publications, fines, etc, and completing a gap analysis to understand the impact on Tandem and where improvements may be necessary.

• Good knowledge of financial crime prevention controls within a banking/financial services environment.
• Demonstrable competence within the following areas:
• Understanding of the MLRs, FATF and JMLSG
• Suspicious Activity Reporting (investigating)
• Horizon scanning and advisory duties
• People skills; this will be at all levels of the business with the ability to communicate complex regulation in an engaging and practical manner.

• Customer Due Diligence and best practices.
• Conducting assurance work on Financial Crime controls.
• Providing advice on new products and developments, including mergers, acquisitions and other 3rd party deals.
• Key financial crime systems such as transaction monitoring, screening, KYC/CDD and risk assessments.

At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us. The benefits outlined below are based on a full-time position and will be prorated accordingly to reflect the terms of the fixed-term contract.

• 25 days annual leave plus 8 days Bank Holiday
• An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health
• Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets

Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Sourcing Model

Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.

Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.

Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.